I opened my email this evening and noticed a couple of things marked as spam. The first one was the really fucking annoying “Pfeizer” (I assume not actually Pfeizer) people who keep trying to sell me discount viagra, I get several of these a week at the moment. The other one had the subject line “Response to your email” and I decided to check it before deleting it, which was good because it was in fact a response to my email. From Paula Bennett! (one of her staff sends it with a pdf attachment, hence not recognising the name.) “What the fuck? When did I last email Paula Bennett?” I wondered.
Apparently, February 13th. I’d emailed her to ask for a couple of example budgets for people living on benefits. Apparently when I said “example budgets” she read “please tell me what people can get in benefit money”, because she did not in fact give me any example budgets, she just told me what different people can get in benefit money. Fuck, I could figure that out myself in an afternoon, but whatever. She did say that “In both the case of couples and individuals, the amount of benefit paid out is intended to be sufficient to meet basic living costs. If this is not enough for the particular individual, couple or family, additional financial assistance is available, such as the Accommodation Supplement to assist with rent, board or home-ownership costs, Disability Allowance to assist with costs arising from a disability and Temporary Additional Support to assist with other essential costs that cannot be met from income.” Just bear that in mind – AS, DA and TAS are specifically mentioned as additional financial assistance, that can be applied for if other income isn’t enough.
Here’s the three examples:
A single parent with a 5 year old and a 14 year old living in Manurewa paying at least $340 in rent:
Sole Parent Support: $295.37
Family Tax Credit: $157.17
Accommodation Supplement: $165
Temporary Additional Support: $14.86
A single parent with a 5 year old and a 14 year old living in Manurewa paying at least $340 in rent who has a full-time minimum wage job (ie 40 hours at $13.75):
Net wages: $463.25
Family Tax Credit: $157
In-work Tax Credit: $60
Accommodation Supplement: $153
A single person aged 25 years living in Manurewa with rent of at least $150:
Jobseeker Support: $206.21
Accommodation Supplement: $69.21
Already you can see that in the first example the total figure of $632.40 relies not only on the accommodation supplement but also temporary additional support. They do not generally advertising temporary additional support as something you’re meant to rely on as part of your income. It’s supposed to be the “you’re a complete failure” (there’s actually an aura of shame that clings to the very application form I think) money if you need to, like, pay off a loan or something, you know, temporary.
Not being a parent I asked on Twitter if it was actually feasible to raise two kids on that if you’re paying $340-$400 (more on that in a moment) in rent, and was told yes, just barely. It would basically be the same way I’m living, by budgeting very, very carefully. The working parent gets $200 extra, but is it just me or did anyone else have the impression that full-time minimum wage was kind of more than $463?? Obviously that’s after tax, but still, that’s really not much money.
Anyway, after looking at those of course my next stop was the TradeMe rental section. After ascertaining that Manurewa was in fact in [South] Auckland, I looked up rents there. There are a few two bedroom places listed for around $340 – $380, one or two for even less than that. In total there are 11 listed. Three bedroom places I think the cheapest I saw was about $360, and I saw a couple up around $470. Most of them were in the upper $300s, so if the 5 and 14 year old are different sexes and want/need separate rooms, that’s going to be a lot harder.
As for a single person with $150 to pay in rent, you can do it. You need to split a place, of course, but I’ve just listed the prices for 3 bedrooms and if you go up to 5 or 6 you could get away with paying around $100 each in some of them. 1 bedroom you’re looking at nearly $300, 2 bedrooms again I just listed – between $150-$200 split.
I guess it was sort of an informative reply, if completely not what I asked for.